Modernizing Core Banking with Our Own Software
We help banks and financial institutions modernize core banking with software we build and support ourselves. It connects accounts, deposits, lending and payments with finance, customer management and your other systems, so the whole bank works from one live record.
- BranchDeposit+1,200.00
- ATMWithdrawal−200.00
- InternetTransfer+350.00
- MobileLoan repayment+480.00
- BranchDeposit+1,200.00
- Rice 5 kg×112.50
- Tea 400 g×27.00
- Soap×33.60
- Asset cost10,000.00
- Agreed profit+800.00
- Sale price10,800.00
approved
- Apply
- KYC
- Score
- Approve
- Pay out
- 09:41Card, shop42.10OK
- 09:41Mobile transfer250.00OK
- 09:42ATM60.00OK
- 09:42Card, online1,980.00Blocked
- 09:43Bill payment75.00OK
One banking core, from accounts to finance
Our core banking software covers accounts, deposits, lending, payments, financial operations and integration, giving financial institutions a stronger foundation for digital transformation.
- Accounts, deposits, lending and payments in one system
- A built in general ledger, reports and analytics
- Open APIs for your digital, payment and legacy systems
Our Core Banking Capabilities
Choose an area to see what we cover.
Deposit & Account Management
Manage the complete lifecycle of banking accounts and deposit products in one place.
- Current & savings accounts
- Term deposits
- Account & contract management
- Interest & charges
- Settlement & reconciliation
- Product & pricing configuration
Lending & Loan Management
Support lending operations from loan setup and disbursement through servicing, repayment and accounting.
- Loan product configuration
- Loan servicing
- Interest & fee calculation
- Repayment schedules
- Disbursement & payments
- Loan accounting & reporting
Banking Product & Contract Management
Configure and manage banking products, pricing, conditions and contracts without writing code.
- Product configuration
- Pricing & conditions
- Deposit & loan products
- Contract lifecycle management
- Charges & interest conditions
Payments & Transaction Processing
Connect banking transactions with payment networks and financial systems for fast processing and settlement.
- Payment processing
- Validation & routing
- Clearing & settlement
- Exception handling
- Account posting
- Payment system integration
From legacy systems to a modern banking core
Our team reviews your current processes and systems, sets up the software for your products, connects and migrates everything, and keeps improving it after go-live.
- Step 01
Assess
Review current processes, systems and data.
- Step 02
Design
Agree the products, rules and roadmap.
- Step 03
Configure
Set up the software in short sprints.
- Step 04
Integrate
Connect payment, card and digital systems.
- Step 05
Migrate
Move and reconcile accounts and balances.
- Step 06
Test
Functional, integration and user testing.
- Step 07
Go Live
A planned cutover with our team on hand.
- Step 08
Support
Hypercare, then ongoing optimization.
One core, four layers
Our core banking software is built in layers. Channels talk to the core through open APIs, the core posts every event to the general ledger as it happens, and reports read the same live data, so operations and finance work from the same numbers.
- Real-time postings, not end of day batches
- Branch, ATM and digital channels on one ledger
- Built to be upgraded, with your changes kept outside the core
- ChannelsOpen banking APIsBranches, ATMs, cards, mobile and internet banking connected through standard APIs.
- CoreCore banking engineAccounts, deposits, payments and loans processed in real time.
- BooksGeneral ledgerEvery banking event turned into accounting entries automatically.
- ReportsReports and dashboardsBranch performance, liquidity and regulatory reports from live data.
- ISO 20022
- IFRS 9
- Basel III
- AML and KYC
- PCI DSS
Why choose our Core Banking Software?
Banking know-how and the people who build the software in one team, from the first workshop to long after go-live.
Banking-Focused Expertise
Software shaped around real banking processes and business requirements.
Business-Led Approach
We focus on the business objective before we configure anything.
Integration-Focused
Open APIs to payment, card, digital, finance and third-party systems.
End-to-End Delivery
From consulting and setup to testing, deployment and support.
Long-Term Partnership
Ongoing support, enhancements and continuous improvement after go-live.
Core Banking Implementation Services
Everything it takes to move your bank onto our software, from the first process workshop to support after go-live.
Business Process Consulting
We map how your bank works today and design processes that make it simpler.
Solution Architecture
A target architecture that fits the core, your channels and your other systems together.
Product Configuration
Deposits, lending, payments and finance set up around your products.
Custom Development
Reports, interfaces and new features built by the team that owns the code.
System Integration
Reliable links between the core and your payment, card, digital and third-party systems.
Data Migration
Accounts, balances and contracts moved from legacy systems and reconciled.
Testing & Quality Assurance
Functional, integration, regression and user acceptance testing, planned from day one.
Application Support
Monitoring, fixes, upgrades and continuous improvement after go-live.
Built for Modern Banking
- Core Banking
- Accounts
- Deposits
- Loans
- Payments
- Finance
- Integration
- Analytics
We help financial institutions build a connected banking environment that supports operational efficiency, scalable growth and long-term digital transformation.
Ready to Transform Your Core Banking Operations?
Whether you are replacing a legacy core, launching new products, connecting existing banking platforms, or looking for support, our team can help you define and execute the right approach.
Core banking, answered
What is a core banking solution?
A Core Banking Solution (CBS) is the central software system that runs a bank's day-to-day operations: accounts, transactions, deposits and loans. It connects all branches into one real-time network.
Can it connect all of our branches?
Yes. Every branch works on the same real-time network, so a transaction made at one branch shows at every other branch straight away.
Does it work with ATMs, cards and mobile banking?
Yes. ATM, card and mobile or internet banking connect to the same core, so every channel sees the same live balance.
Does it help with regulatory reporting?
Yes. It includes regulatory reporting and compliance tools, so you can produce the reports your regulator asks for from the same system.
Can it handle more than one currency?
Yes. It supports multiple currencies and multiple branches.
Is the core banking software your own?
Yes. Data ETL builds the software, sets it up for your products, connects it to your channels and supports it after go-live, so one team knows both your bank and the code.
Do you also offer Islamic core banking?
Yes. For Shariah-compliant products, see our Islamic Core Banking Solution, or contact us to talk it through.
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