Banking Solutions

Banking software built by Data ETL

We build, implement and support the software banks and financial institutions run on. Accounts, Islamic products, lending and fraud checks all post to one general ledger, so the numbers your branches see are the numbers your CFO and your regulator see.

Contact Us See our solutions
  • Core banking
  • Islamic banking
  • Digital lending
  • Regulator ready
One backboneCore, finance and risk in one system
How it fits together

The software behind a modern bank

Most banks we speak to already run some of these pieces. Our job is to fill the gaps, connect what is already there, and make sure every transaction lands in the right place, once.

  • We map your current systems before recommending anything new
  • We keep the systems that work and connect them through APIs
  • Your regulator's reports are in scope from the first workshop
How the software fits together
  1. EngageChannels and APIsBranch, ATM, internet, mobile and partner apps, connected through open APIs.
  2. OperateCore banking engineAccounts, deposits, payments and loans, posted in real time.
  3. AccountGeneral ledgerTurns every banking event into IFRS 9 ready entries.
  4. ExtendProduct and workflow modulesIslamic products, lending, fraud screening and analytics, without touching the core.
Standards we design around
  • ISO 20022
  • IFRS 9
  • Basel III
  • AAOIFI
  • AML and KYC
  • PCI DSS
How we work

From the first workshop to go-live and beyond

How we run a banking software project, in five stages.

  1. Step 01

    Discover

    We study your products, systems and reports, and agree what success looks like.

  2. Step 02

    Fit to standard

    We match your products to the standard setup first and plan custom work only where needed.

  3. Step 03

    Build

    Configuration and new features in short sprints, shown to your team every two weeks.

  4. Step 04

    Migrate

    Customer and account data moved in rehearsed cycles and reconciled to the last cent.

  5. Step 05

    Run

    Hypercare after go-live, then support and improvements as your bank grows.

Banking FAQ

Banking solutions, answered

Do we need to replace our existing core banking system?

Not always. Many banks start with one solution, such as loan origination or fraud screening, and keep their current core for a while. We look at what you run today and suggest the order that carries the least risk.

Is this your own software?

Yes. Data ETL builds the banking software, sets it up for your products and supports it after go-live, so you deal with one team that knows the code.

Can you work with Islamic banks?

Yes. Our Islamic banking module handles Shariah-compliant products, including profit pools and distribution. Your Shariah board signs off each product before it goes live.

How long does a project take?

It depends on the scope. A single solution such as fraud screening can go live in a few months, while a full core banking move is usually a phased programme over a year or more. We give you a realistic plan after discovery, not before.

Do you support the system after go-live?

Yes. After a hypercare period we offer ongoing support, upgrades and improvements from our teams in Dallas and Dhaka.

Do you train our staff?

Yes. Every project includes training for key users and IT staff, so your team can run the system with confidence.